Assam has once again solidified its position as a frontrunner in digital financial inclusion, securing the top spot in DigiPay Sakhi transactions across India. Chief Minister Himanta Biswa Sarma announced today that the state facilitated transactions worth ₹505 crore through the DigiPay Sakhi program over the past year, with the women involved—known as DigiPay Sakhis—earning over ₹1.5 crore in commissions.
The DigiPay Sakhi initiative, part of the Common Service Centre (CSC) e-Governance framework, empowers rural women by equipping them to serve as banking correspondents, facilitating digital transactions in their communities. This milestone underscores Assam’s commitment to bridging the digital divide, particularly in rural areas, and fostering financial independence among women.
“Assam has consistently maintained 1st position in facilitating DigiPay Sakhi transactions, which enable financial inclusion for a wide section of society,” Chief Minister Sarma shared in a post on X today. The accompanying graphic highlighted the impressive figures, noting that the program has not only driven economic activity but also empowered women to play a pivotal role in the digital economy.
Assam has consistently maintained 1st position in facilitating DigiPay Sakhi transactions which enable financial inclusion for a wide section of society.
In last one year alone, over ₹505cr of transactions have been facilitated by DigiPay Sakhis who have earned over ₹1.5cr. pic.twitter.com/3tkFvQRAL1
— Himanta Biswa Sarma (@himantabiswa) May 31, 2025
According to data from earlier this year, Assam recorded 1.43 lakh transactions valued at ₹29.06 crore through the DigiPay Sakhi network, reflecting the program’s growing impact. The state has been a leader in this space, previously earning the title of the best DigiPay Sakhi State for August 2024, a testament to its sustained efforts in digital empowerment.
The DigiPay Sakhi model aligns with the Assam State Rural Livelihood Mission (ASRLM) initiatives, such as the “One GP One BC Sakhi” program, which aims to place a banking correspondent in every Gram Panchayat. This has enabled rural communities to access financial services like cash withdrawals, deposits, and bill payments, reducing their dependence on distant banking facilities. The women involved have become key intermediaries, helping their families and neighbors adapt to the digital economy while earning a steady income through commissions.
Nationally, digital payments have seen a significant rise, with the volume of transactions growing from 2,071 crore in FY 2017-18 to 13,462 crore in FY 2022-23, at a CAGR of 45%, according to a PIB report. Assam’s contribution to this growth highlights the effectiveness of localized, women-led initiatives in driving financial inclusion.
